Salary Insurance, Hour Credits, and Prolongation of insurance

In the case of a worker’s total disability, MÉDIC Construction provides:

Only the basic plans and supplementary plans A, B, and C offer salary insurance coverage. Hour credits and prolongation of insurance are offered under plans A, B, C, and D (basic and supplementary). This coverage is for workers only, not dependents. Specific conditions, limitations, and exclusions other than those mentioned above may apply to the reimbursement of certain types of coverage; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction has legal value.

The Bulletin MÉDIC Construction for each plan lists the payable indemnities.

A worker who feels that he or she has the right to a benefit different from that granted by MÉDIC Construction may make a complaint about this decision. To do this, he or she must contact Customer Services, which will send him or her the appropriate form. If the employee has taken this step and is still dissatisfied with the CCQ’s decision, the Act Respecting Labour Relations, Vocational Training and Workforce Management in the Construction Industry allows him or her to ask for a review. The CCQ’s Customer Services can guide the employee with this process and supply the appropriate form.

Compensation advances

If you have suffered a work-related accident or disease, you usually receive benefits from the Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) or a similar organization outside of Québec. Similarly, if you are have been the victim of a motor vehicle accident, you usually have the right to benefits from the Société de l’assurance automobile du Québec (SAAQ) or a similar organization outside of Québec.

However, the organization concerned may decide not to make these payments. You may then contest this decision. IF you fulfil certain conditions, you may receive compensation advance benefits from MÉDIC Construction during your contestation.

For more information, consult the leaflet called « Compensation Advances ».

Claim deadlines

An application for salary insurance must be made within 30 days following the beginning of the worker’s disability. If it is not, the worker loses the benefits that would have been payable between the beginning of the disability and the 30th day before the date of his application. An application for salary insurance made more than one year after the beginning of the disability will be rejected.

An application for hour credits submitted more than one year after the event that gave the right to those hour credits will be rejected.

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