Notice of Insurability

Notice of Insurability

More than 110,000 employees are automatically insured by the hours accumulated in their file and do not have to take any action to be insured by MÉDIC Construction. However, more than 35,000 people, such as retirees, certain employers, and employees eligible for the premium to obtain coverage under plan C, receive by mail a notice of insurability that describes the insurance coverage offered to them and the premium amounts to pay.

Have you received a notice?

Usually, the notice of insurability offers a choice among several insurance coverages for wich a premium must be paid. The premiums required for MÉDIC Construction insurance correspond to the cost of insurance coverage offered to insured persons by MÉDIC Construction. Thus, when consumption by all people insured drops, the premium billed drops as well. Conversely, when consumption rises, the premium billed increases. However, this increase cannot be more than $100 per insurance period.

Four types of coverage may be obtained by payment of a premium:

The notice contains information specific to your file to help you make your choice. In some cases, you do not have to take any action.

In the other cases, the CCQ must be informed of the coverage you choose before the deadline. If you do not respond, not only may you no longer be insured, but you may forever lose your right to be covered by certain plans by paying a premium.

How to respond to the notice

IMPORTANT NOTICE: Payment on or through your financial institution

In the current context, the above-mentioned payment methods are strongly recommended up to the payment deadline given on your response coupon.

Payment Methods
Online, through your financial institution* The online bill payment terms applicable at your financial institution. The online bill payment terms applicable at your financial institution. Look the payee “Commission de la construction du Québec CCQ – MÉDIC” and add it to your payee list.
Trough the CCQ's online services** MasterCard or Visa credit card
By mail Cheque, money order
By telephone MasterCard or Visa credit card
In person in our offices Cheque, money order, MasterCard or Visa credit card, debit card, or cash

*If you choose to make your payment online via your financial institution, you do not need to confirm the coverage chosen. The payment amount will indicate which plan you want, as you have to pay your premium in a single payment.

** If you choose to make your payment via the CCQ’s online services, you must also indicate your choice through online services.

Important dates

Insurance period: July 1st to December 31st, 2020
Notice of insurability accessible through the online services: April 15th to June 1st, 2020
Notice of insurability mailed out: : April 22th, 2020
Deadline for response: June 1st, 2020
MÉDIC Construction card mailed out: June 18th, 2020
As of this date, you will be able to access your MÉDIC Construction card in the CCQ's online services, under the "MÉDIC en ligne" tab, and through the MÉDIC Construction mobile application.


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