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Investment policy

An investment committee formed of representatives of the CCQ’s union and employer associations analyzes the returns obtained on the investments. The committee makes recommendations to the CCQ’s board of directors, which amends the investment policy if it deems it necessary.

In December 2016, the funds in the pension fund were invested as follows: 49% in fixed-interest securities or real estate debt and 25% in the stock market; other investments represented 26% of the portfolio. The table below shows how the funds were distributed.

Distribution of funds at December 31, 2016
Private and other investments 14.0%
Mortgages 4.0%
Real estate 11.9%
Short-term securities 1.9%
Stocks 25.4%
Long-term bonds 11.7%
Bonds 31.1%