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Definition of Spouse - Pension Plan

Who is considered a spouse for the purpose of the pension plan?

For the purposes of the pension plan, a spouse is a person who meets one of the following conditions:

  • Is married to or in a civil union with a plan employee or retiree

OR

  • Has been living in a conjugal relationship with a plan member who is not in a marriage or civil union, whether they are of different sexes or the same sex, for at least three years, or, in the following cases, for at least one year:
    • At least one child has been born from their union;
    • They have jointly adopted at least one child during their conjugal relationship;
    • One of them has adopted at least one child who is the child of the other during this period
    • They have in the past been spouses in the sense of the present section;

The birth or adoption of a child before the current conjugal relationship began on the day that the quality of spouse was established may qualify a person as spouse.

The quality of spouse is established on the day when payment of the pension to the participant begins or on the day preceding the participant’s death, whichever comes first.

If the spouse has been identified on the day when payment of the pension begins : if the spouse has died or has lost the right to receive death benefits (for example, following a divorce), the quality of the new spouse is established on the day preceding the participant’s death.

In order to comply with the Act Respecting Prescription Drug Insurance, the definition of spouse used by the insurance plan is different from the one given above for retirement.

Particular conditions, limitations, or exclusions other than those mentioned above may apply to the payment of certain benefits; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction, published by the Éditeur officiel du Québec, has official and legal force.Nevertheless, the provisions that apply to a specific event are those in force at the time of this event.

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