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Eligibility for Retirement

An employee's eligibility for retirement depends on age and total hours worked.

Given the modifications made to the plan in 2005 due to the deficit, the rules are different when:

  • The employee began to participate in the plan before 2005

OR

  • The employee began to participate in the plan after 2004

As of July 1, 2014, an employee who started contributing to the plan before 2005 may be entitled to take partial retirement. Under certain conditions, the employee may be able to receive an initial pension while continuing to contribute to the pension plan until full retirement.

Particular conditions, limitations, or exclusions other than those mentioned above may apply to the payment of certain benefits; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction, published by the Éditeur officiel du Québec, has official and legal force.Nevertheless, the provisions that apply to a specific event are those in force at the time of this event.

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