Membership prior to 2005

At what age may an employee retire?

As of age 65, an employee is eligible for a normal retirement, with no other conditions.

If the required conditions are met, an employee may be eligible, depending on the case:

No pension is payable before the age of 50 years.

Note: Early retirement is when the employee retires before his or her normal retirement date. The employee’s pension is reduced when the pension starts earlier than the normal retirement date.

Since July 1, 2014, some employees may qualify for partial retirement.

Payment of the pension is not automatic. Employees must contact the CCQ to obtain their Application for Retirement.

As of the end of the year during which the employee turns 71 years of age, retirement is mandatory. If the employee has not yet applied for retirement, the CCQ will send the Application for Pension Benefit form to the employee's last known address.

Particular conditions, limitations, or exclusions other than those mentioned above may apply to the payment of certain benefits; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction, published by the Éditeur officiel du Québec, has official and legal force.Nevertheless, the provisions that apply to a specific event are those in force at the time of this event.

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