Hour credits may be granted for each of the weeks during which the worker is insured under plan A, B, C, or D (basic or supplementary) AND is in one of the following situations:


  • The worker is in a treatment program recognized by MÉDIC Construction for alcoholism, drug addiction or compulsive gambling (a maximum of 52 weeks of hour credits may be granted); 


  • The worker is in a residential or outpatient treatment recognized by MÉDIC Construction for major depression or violent behaviour (a maximum of 52 weeks of hours credits may be granted);


  • The worker is in a situation of preventive cessation of work;


  • The worker is on a breast-feeding leave paid by the Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST);


  • The worker is receiving benefits under the Québec Parental Insurance Plan for a maternity or parternity leave, or for a parental or adoption leave;  



  • The worker is receiving parents of critically ill children benefits from Employment Insurance;  


  • The worker is receiving compassionate leave benefits from Employment Insurance;


  • The worker is receiving Federal Income Support for Parents of Murdered or Missing Children grant (Service Canada).


  • The worker is contesting a termination of employment (dismissal) through a grievance submitted to arbitration (a maximum of 26 weeks of hour credits may be granted).

The insured worker not eligible for benefits from the Québec Parental Insurance Plan or an Employment Insurance plan is entitled to receive hour credits for 13 weeks beginning on the day that she gives birth. 

Workers who are recognized to have a total disability by the CNESST or the Société de l'assurance automobile du Québec (SAAQ) or who receive illness benefits from employment insurance are probably eligible to receive hour credits if they are recognized as totally disabled by MÉDIC Construction. An application must be made for this purpose.

Limitations and exclusions

The following situations are some of the limits and exclusions imposed by MÉDIC Construction:
  • No hour credits are granted beyond the last complete week of the month in which the worker turns 65 years of age.
  • When a worker is aged 60 years or over at the beginning of his or her disability, no hour credits are granted starting in the 53rd week following the date on which the disability began.
  • When the rehabilitation therapy is courtordered, no hour credits are granted.

  • No hour credits are granted to a person who is detained or incarcerated.

  • A worker insured under the retirees insurance plan at the time of the event does not have the right to hour credits.

Other exclusions may apply (for example, for disability resulting from commission of a criminal act, participation in a riot, cosmetic surgery, etc.).

Deadline for claims

An application for hour credits made more than a year after the event that gave the right to them will be rejected.

Specific conditions, limitations, and exclusions other than those mentioned above may apply; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction has legal value.

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