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Major Restoration

Reimbursement for major restorations is limited to a maximum that varies depending on the insurance plan. The amounts are limited according to the rates set in the “Guide des tarifs et nomenclature des actes buccodentaires” published by the Association des chirurgiens dentistes du Québec. Major restorations are not reimbursed by all plans. To find out the refundable amount for different treatments, especially if their cost is over $500, it is recommended that you submit a treatment plan (cost estimate) to MÉDIC Construction. The employee then receives a letter from MÉDIC Construction containing information on the amount that may be reimbursed. Under certain conditions, the MEDIC Construction card can be use to pay the major restoration expenses.

Coverage for dental care includes the following:

  • Veneers and inlays or onlays in porcelain, resin, ceramic or, if such restoration cannot be done with other substances, gold; the replacement of these elements only if they have been in place at least 5 years
  • Initial installation of a complete or partial removable prosthesis (denture) provided that it is permanent, and of a transitional or immediate denture following an extraction
  • Initial installation of a fixed prosthesis supported by natural teeth (bridge, crown, cast element) provided the prosthesis is permanent and the installation is part of an extraction and replacement process within one year following the extraction. If the placement is done after this time period, the maximum reimbursement is the cost of a standard removable prosthesis per maxilla
  • Replacement of a permanent prosthesis identical to the one currently in the mouth, if this prosthesis has been in place for at least 5 years
  • Rebasing or repair of a permanent prosthesis as well as the addition of teeth or of a structure to a prosthesis
  • Initial installation, following congenital absence of a tooth, of a fixed permanent prosthesis
  • Laboratory fees up to 50% of eligible costs
  • Pipefitter's insurance plans AT, BT, RT1, and RT2 cover reimbursement of certain treatments related to dental implants. Consult the Bulletin MÉDIC Construction for more information

 Specific conditions, limitations, and exclusions other than those mentionned above may apply to the reimbursement of certain types of coverage; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction has legal value.

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