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Payment of Hospital Costs

To pay hospital costs in Québec

During a hospital stay in Québec, insureds must present their MÉDIC Construction card to pay their hospital costs or those of their dependents. The hospital then bills MÉDIC Construction directly up to the maximum amount provided in the insurance plan and claims the rest from the insured.

To pay hospital costs outside of Québec

MÉDIC Construction sets out special provisions in this case. The section on medical emergency abroad provides more information.

Coverage for medical emergency abroad is not offered under all insurance plans. For insureds who have this coverage, it is indicated on their MÉDIC Construction card.