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Exclusions

A person may not participate voluntarily in the insurance plans as a member of the company in the following situations:

  • He or she is 65 years or older on the first day of the insurance period in question;
  • He or she has received at least one week of hour credits or benefits from insurance prolongation during the insurance period in question (the purpose of this condition is to prevent a disabled person from improving his or her insurance coverage by paying a premium).
  • He or she has lost the right to participate in the retirees insurance plan.


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