|As of June 20, 2015, pharmacists in Québec have been authorized to dispense seven new medical services. However, no agreement with the RAMQ has yet been reached concerning reimbursement for these new services.
Until the government determines responsibility for reimbursement for these new services, MÉDIC Construction recommends that all of its insureds keep their receipts. MÉDIC Construction will contact its insureds as soon as the procedures for governmental reimbursement are known.
MÉDIC Construction is a private insurance plan reserved exclusively for members of the construction industry; it is funded entirely by the construction industry. This insurance plan is universal for two reasons:
This universality enables workers to preserve their rights even when they change employers or work regions.
The MÉDIC Construction insurance plan offers coverage:
- For health insurance (medications, hospitalization, dental care, etc.)
- For salary insurance (in case of disability)
- For life and accidental mutilation insurance
This coverage is determined by the industry's union and employer associations. MÉDIC Construction is administered by the Commission de la construction du Québec (CCQ).
Workers and retirees in the construction industry may be covered by MÉDIC Construction's basic insurance plans or the retirees' insurance plan if they meet certain conditions. Some trades have supplementary insurance plans offering additional coverage to that in the basic plans. MÉDIC Construction provides family insurance coverage - that is, dependents of insureds may also receive certain coverage.
Those insured by MÉDIC construction also profit from a health-promotion and -management program, CONSTRUIRE en santé. This program gives them access to professional services related to physical and mental health.
The MÉDIC Construction card confirms the insurance plan under which the worker or retiree is covered. It also permits the holder to use direct payment for certain medical and dental expenses.
For the insurance period of January to June 2015, about 134,000 people were insured. When dependents are taken into account, MÉDIC Construction covers more than 305,000 individuals.