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Breakdown of marriage or civil union

Following the breakdown of a marriage or civil union, the benefits accrued by a participant in the construction industry pension plan may be divided with his or her ex-spouse in compliance with the rules respecting the division of family assets in the province of Québec.

How to find out the value of the accrued benefits in the pension plan

The plan participant, the participant’s spouse, or their legal representatives must submit a written request by filling out the form Application for Statement or Partition of Accrued Benefits (for married spouses or in a civil union) and sending it to the Commission de la construction du Québec (CCQ), accompanied by the required documents. A statement of the benefits accrued in the plan is sent within 60 days of receipt of the completed application.

How to apply for execution of the partition of the pension plan

Partition of the pension plan does not take place automatically. When the judgment ordering it comes into effect, an application for partition must be sent in writing to the CCQ by filling out the form Application for Statement or Partition of Accrued Benefits (for married spouses or in a civil union) and attaching the required documents.

The participant, his or her ex-spouse, or their legal representatives may apply for the partition.

In the case of dissolution or annulment of a civil union by notarial act, the partition must be applied for once an agreement to this effect is concluded.

For more details on the deadlines and terms of payment applicable, please consult our brochure on the subject.

Fee for an application for statement or partition

The CCQ does not charge any fee for issuing a statement or for execution of a partition.

Reinstatement of the retiree’s pension

If, at the time of retirement, the retiree chose a pension with a 60% survivor benefit and the spouse has lost the right to this benefit following the breakdown, the retiree’s pension may be reinstated with the option of a pension with a 50% survivor benefit or with no survivor benefit, as applicable.

To find out more

Consult our brochure Partition of Pension Plan Benefits in the event of marital breakdown.

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