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How to Obtain Hour Credits

There are four possible situations:

  1. If a worker receives salary insurance benefits from MÉDIC Construction, hour credits are automatically recorded in his or her file.
  2. If a worker receives illness benefits from Employment Insurance or if the worker is insured under Plan D or if he or she is a member of the compagny (employer), he or she must fill out the Short-term Disability Benefits Claim Form.
  3. if a worker is receiving benefits:
    • from the Commission des normes, de l'équité, de la santé et de la sécurité du travail (CNESST) or the Société de l'assurance automobile du Québec (SAAQ),  OR
    • from the CNESST for a preventive cessation of work or for breastfeeding,  OR 
    • from the Québec Parental Insurance Plan (QPIP),  OR 
    • for maternity, parental, or compassionate leave from Employment Insurance,

    he or she must make an application for hour credits as quickly as possible by:

    • filling out form Application for Hour Credits;
    • send the form, duly filled out, to the Commission de la construction du Québec (CCQ), with the requested documents.

    It should be noted that a worker recognized to have a total disability by the CNESST who has a temporary assignment at his or her employer’s must make the application for hour credits as soon as his or her total disability is recognized by the CNESST.

  4. An insured woman not eligible to benefits from the Québec Parental Insurance Plan or an Employment Insurance Plan is entitled to receive a weekly indemnity for a 13-week period beginning on the date that she give birth. She must contact the CCQ's Customer Services to apply for hour credits.

Following an application for hour credits

MÉDIC Construction studies an application for hour credits when all of the information and supporting documents required are supplied. The worker is informed by letter how many hour credits are granted. MÉDIC Construction automatically sends to the worker, at the time when they are required, the forms to fill out so that hour credits continue to be granted to the worker.

Deadline for claims

It is very important to make the application for hour credits as quickly as possible (when the disability begins). An application for hour credits made more than a year after the event that gave rise to the right to them will be rejected.

Beginning of hour credits

Hour credits are granted starting on the more recent of the following dates:

  • The date on which the worker became insured A, B, C, or D if he or she was not insured at the time of the event (disability, cessation of employment, protective reassignment, etc.)

OR

  • The date of the event if the worker is insured A, B, C, or D at this time, depending on the case (disability, cessation of employment, protective reassignment, etc.)

Number of hours granted

The number of hours credited depends on the worker’s insurance plan.

Plan Hour credits (per week)
A 30
B 24
C 18
D 12

It should be noted that if the worker is covered under a supplementary insurance plan, credits are also paid into his or her supplementary file. These credits are added to the supplementary contributions to determine the worker’s eligibility for supplementary coverage.

If the worker participates in a CNESST Temporary assignment program, the number of hours that may be credited is the difference between the number of hours given in the table above and the number of hours actually worked during the week in question. A similar calculation is made in the case of a grievance submitted to arbitration.

Specific conditions, limitations, and exclusions other than those mentioned above may apply; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction has legal value.

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