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Dental Insurance

Some plans offer dental insurance coverage; others do not. The Bulletin MÉDIC Construction for each plan gives a short description of the coverage offered and the reimbursements. Specific conditions, limitations, and exclusions may apply to the reimbursement; only the Règlement sur les régimes complémentaires d'avantages sociaux dans l'industrie de la construction has legal value. The amounts are limited according to the rates set in the “Guide des tarifs et nomenclature des actes buccodentaires” published by the Association des chirurgiens dentistes du Québec and in the Guide des tarifs courants of the Association des denturologistes du Québec.

The main coverage involved includes:

Some plans also cover orthodontics for the insured’s dependent children.

It is important to note that dependent children 21 years of age or over, even if they are recognized as dependent (for example, a child being a full-time student), are not covered by the dental insurance offered by  MÉDIC Construction. As a consequence, dental care received starting on the date of the child’s 21st birthday is not reimbursed even if it is part of a treatment plan authorized by MÉDIC Construction. For example, orthodontic work that is part of an authorized treatment plan that extends over a number of years stops being reimbursed when the child turns 21.

Some dental treatments may be paid for with the MÉDIC Construction card. In the other cases, the insured must pay the total cost of the treatment and submit a claim by mail to MÉDIC Construction.

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