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Notice of Insurability

More than 100,000 employees are automatically insured by the hours accumulated in their file and do not have to take any action to be insured by MÉDIC Construction. However, more than 35,000 people, such as retirees, certain employers, and employees eligible for the premium to obtain coverage under plan C, receive by mail a notice of insurability that describes the insurance coverage offered to them and the premium amounts to pay.

Have you received a notice?

Usually, the notice of insurability offers a choice among several insurance coverages for wich a premium must be paid. The premiums required for MÉDIC Construction insurance correspond to the cost of insurance coverage offered to insured persons by MÉDIC Construction. Thus, when consumption by all people insured drops, the premium billed drops as well. Conversely, when consumption rises, the premium billed increases. However, this increase cannot be more than $100 per insurance period.

Four types of coverage may be obtained by payment of a premium:

The notice contains information specific to your file to help you make your choice. In some cases, you do not have to take any action.

In the other cases, the CCQ must be informed of the coverage you choose before the deadline. If you do not respond, not only may you no longer be insured, but you may forever lose your right to be covered by certain plans by paying a premium.

How to respond to the notice

Available means Payment Methods
Trough the online services MasterCard or Visa credit card
By mail Cheque, money order
By telephone MasterCard or Visa credit card
In person in our offices Cheque, money order, MasterCard or Visa credit card, debit card, or cash

Responding through the online services offers several advantages:

  • You avoid waiting on the phone or having to travel
  • It is accessible 7 days a week, 24 hours a day, whether you are in Québec or abroad
  • It is rapid and secure

When you make your choice online, if you have to make a payment, you must also do this online.

Important dates

Insurance period: January 1 to June 31, 2018
Notice of insurability accessible through the online services: October 18 to December 4, 2017
Notice of insurability mailed out: October 25
Deadline for response: December 4, 2017
MÉDIC Construction card mailed out: December 21, 2017