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Loss of Right to Insurance

Retirees lose forever their right to benefit from the retirees insurance plan in either of the two following situations:

  • They are insured under the retirees insurance plan in an insurance period and do not pay (before the deadline) the required premium to be insured for the following period

OR

  • During two consecutive insurance periods:


    • They do not pay the premium required for coverage by the retirees insurance plan

AND

It is therefore important that retirees examine the situation closely before refusing to pay the premium required to be insured.

When a retiree has lost the right to obtain insurance coverage for retirees, his or her hours are used to insure him or her under basic plan A, B, C, or D, if possible.  Otherwise, the retiree may have to pay the premium to obtain coverage under plan Z; consult the section about the Act Respecting Prescription Drug Insurance.

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