Welcome

Eligibility

To be eligible for insurance for retirees, workers must meet the following three conditions:

  • Receive a retirement pension from the Pension plan of the construction industry;

AND

  • Have accumulated at least 21,000 hours worked in the construction industry's pension plan prior to the date of retirement (hours worked after retirement are not taken into account);

AND

OR

    • During one of the three insurance periods preceding their retirement;

It should be noted that a worker recognized as disabled before January 1, 1996, and insured under plan M or ME during one of the four insurance periods indicated above is considered to have met the third condition.

Someone who is insured under plan Z does not meet the third condition.

If the retirement date is within the period between March 1 and August 31, the worker is eligible for insurance for retirees beginning the following January 1.

If the retirement date is within the period between September 1 and February 28/29, the worker is eligible for insurance for retirees beginning the following July 1.

A worker who feels that he or she has the right to insurance coverage different from that granted by the Commission de la construction du Québec may contest this decision. To do this, he or she must contact Customer Services, which will send him or her the appropriate form.

Date of retirement

The date of retirement is the first day of the month following the month during which the worker submitted his or her retirement application. For example, if the Application for Pension Benefit form is dated August 20, the worker’s retirement date is September 1.¸

Note: The retirement date considered for eligibility for insurance for retirees is the date of the partial retirement or full retirement, according to the first of these two events to occur.